Mortgage Processor

LBC Mortgage is seeking an experienced Mortgage Processor to manage residential loan files from application through closing, working closely with borrowers, loan officers, underwriters, escrow, and title companies.

Location: Remote (PST Time Zone)

Responsibilities

• Process residential mortgage loans from application to funding
• Review loan applications and supporting documentation for completeness and accuracy
• Collect and analyze borrower income, asset, credit, and property documentation
• Request and obtain missing documents and conditions from borrowers
• Submit complete loan packages to underwriting
• Review underwriting conditions and coordinate condition clearing
• Communicate regularly with borrowers, loan officers, escrow, title, and other third parties
• Maintain accurate and organized loan files
• Monitor loan pipeline and ensure files move efficiently toward closing
• Ensure compliance with company, investor, and regulatory guidelines

Requirements

• Minimum 2 years of Residential Mortgage Processing experience
• Ability to calculate and review income documentation
• Experience reviewing tax returns, pay stubs, W-2s, bank statements, and credit reports
• Strong understanding of mortgage processing workflows and underwriting requirements
• Excellent communication and customer service skills
• Highly organized with strong attention to detail
• Ability to manage multiple files simultaneously
• Experience with mortgage LOS and CRM systems
• Availability to work during PST business hours

Benefits

• Fully remote position
• Competitive compensation
• Consistent loan volume
• Long-term career opportunity
• Supportive and collaborative team environment
• Opportunity for professional growth