Backend Developer

BJAK is a leading Southeast Asian insurance platform founded in 2019, focused on providing smarter financial solutions through innovative products and technology. They are expanding their offerings to include spending, saving, investing, and more, with a diverse, global team.

Location: India

Responsibilities

• Build backend services and APIs for onboarding, accounts, payments, cards, transfers, rewards, travel, FX, KYC and risk flows.
• Design reliable systems that can support real customer transactions, operational workflows and future financial products.
• Integrate with internal systems, financial partners, payment providers, AI services and third-party platforms.
• Own backend quality across reliability, security, latency, observability, data integrity and incident handling.
• Work with product, frontend, mobile and AI teams to launch features quickly and safely.
• Improve existing systems by simplifying flows, removing manual work and automating repeatable processes.

Requirements

• Strong backend engineering experience in production systems.
• Good understanding of APIs, databases, authentication, authorization, queues, jobs, events and integrations.
• Experience building services used by real customers or internal operations at meaningful scale.
• Strong debugging, reliability, security and data quality mindset.
• Able to make practical trade-offs between speed, correctness, scalability and maintainability.
• Fintech, payments, banking, wallet, KYC, fraud or risk experience is a strong plus, but not required if fundamentals are strong.

Additional Information

• This role is remote, but candidates must be based in India.
• English is the main working language, and strong English communication is required.
• The interview process is designed to move fast, with assessments, technical interview, and final round with CEO.