Backend Software Engineer - AI Neobank App (Singapore)

BJAK is a leading Southeast Asian insurance platform founded in 2019, expanding to offer a range of financial services including spending, saving, investing, and travel. The company values passionate, innovative individuals who want to redefine financial applications for a broad audience.

Location: Singapore

Responsibilities

• Build backend services, APIs and workflows for the AI Neobank app.
• Support products across insurance, payments, wallet, savings, investing, travel and financial services.
• Design reliable systems for user accounts, transactions, partner integrations, reconciliation, notifications and operations.
• Work with product and mobile teams to ship customer-facing journeys quickly.
• Integrate with banks, payment gateways, insurers, data providers and other partners.
• Improve system reliability, observability, security and performance.
• Build systems that are practical, auditable and ready for regulated financial products.

Requirements

• 3+ years of backend engineering experience.
• Strong fundamentals in APIs, databases, system design and production debugging.
• Experience building scalable services and integrating third-party systems.
• Good understanding of security, reliability, data quality and operational edge cases.
• Able to make practical trade-offs between speed, quality and risk.
• Comfortable working with product, mobile, operations and business teams.
• Experience in fintech, payments, insurance, lending, banking or regulated products is a strong advantage.