Senior Underwriter (Workers Comp)

Integrated Specialty Coverages (ISC) is a growth stage technology and data-driven commercial MGA and insurance wholesaler, focusing on innovation in insurance and technology. They aim to be the top source for brokers and agents for insurance products, leveraging user experience, data, and AI/ML.

Location: Remote (US)

Salary: $101,000—$127,000 USD

Responsibilities

• Adhere to underwriting guidelines and execute underwriting and pricing strategies to maintain profitability goals.
• Approve or decline insurance applications within certain limits and issue coverage and prepare referral submission for risks exceeding individual authority.
• Review and analyze risk characteristics on insurance applications, renewals, and change requests.
• Ensure that underwriting activities comply with all industry and government regulations.
• Documentation of Underwriting files including risk analysis and pricing justification in accordance with established underwriting standards.
• Offer recommendations to clients on insurance applications to reduce exposure to excessive risk.
• Utilize underwriting guidelines, rules, standards, and levels of authority to accept, reject, or mitigate risk for applications and determine appropriate premiums, limits, and coverages.
• Cultivate relationships with assigned producers to achieve production goals.
• Collaborate closely with the underwriting team to finalize insurance applications efficiently.
• Utilize multiple databases to gather and verify supplementary data for submissions and leverage specialized software to compare risks ensuring accurate policy pricing.
• Respond to customer needs, providing guidance and assistance tailored to their insurance needs.
• Process accounts from approved quotes through to policy issuance with accuracy and efficiency.
• Recommend ideas for program development and process improvement.
• Assist in the development of the Underwriting team through sharing knowledge and market intelligence, collaboration, and mentoring relationships.

Requirements

• Bachelor’s degree required or 10+ years of related experience.
• Minimum 5 years of Workers Compensation underwriting or related insurance experience.
• Experience underwriting risk for construction, hospitality, real estate, manufacturing.
• CPCU, CIC, CRIS, Property & Casualty Brokers License, etc. a plus.
• Strong customer service experience.
• Proficiency in Microsoft Office Suite and ability to quickly learn industry-specific software.
• Ability to work collaboratively with team members and other departments.
• Strong desire to learn, explore new ideas, and seeking out new knowledge.
• Ability to be flexible, embrace change, and quickly pivot in response to shifting priorities.

Benefits

• Bonus pay (details shared during interview).
• Comprehensive benefits including medical, dental, and vision insurance.
• 401(k) plan with match.
• Paid time off and other benefits.

Additional Information

• The starting annual pay range is $101,000—$127,000 USD, based on skills, qualifications, training, and experience.
• The role offers bonus pay.
• Applicants may contact the ISC HR department for accommodations.
• ISC promotes diversity and equal opportunity employment.
• Must be legally authorized to work in the US. ISC participates in the Federal E-Verify program.