Merchant Specialty Risk Analyst

The role supports Merrick Bank's Specialty Risk and Service Provider Sponsorship Program oversight by monitoring merchant portfolios for fraud, credit, and operational risks, developing risk mitigation strategies, and collaborating with various teams to ensure compliance and risk management.

Location: Remote (US)

Responsibilities

• Support daily, weekly, monthly, and quarterly monitoring activities for the Service Provider Sponsorship Program and Specialty Risk initiatives.
• Oversee high risk and specialty merchant verticals to ensure policy and program compliance.
• Assist in developing risk mitigation strategies and controls.
• Collaborate with Risk, Underwriting, Compliance, Operations, and partner teams to assess account activity, communicate findings, and facilitate resolutions.
• Establish and maintain relationships with partners and internal stakeholders.
• Provide guidance on risk mitigation, onboarding, and monitoring for merchant categories.
• Perform reviews and investigations related to unusual activity, policy adherence, and risk indicators.
• Maintain risk tracking logs, documentation, and audit evidence.
• Support portfolio reviews, escalations, and strategic initiatives.
• Assist with ad hoc projects and strategic initiatives.
• Work flexible hours as needed.

Requirements

• College degree in Accounting, Finance, Business, or related field, or four years relevant experience.
• Two years of relevant experience.

Benefits

• Competitive pay with bonus or variable incentive.
• Benefits including medical, dental, vision, 401(k) with match, disability insurance, wellness programs, life and AD&D insurance, paid time off, and employee engagement activities.

Additional Information

• This is a largely sedentary role with some filing requirements.
• Heightened security awareness required due to exposure to sensitive data.