Medical Director

Securian Financial is seeking a licensed physician (MD or DO) to apply clinical expertise in insurance risk assessment, underwriting, claims evaluation, and risk management strategies. The role offers a unique opportunity to impact insurance decisions beyond clinical practice, collaborating with underwriting, legal, and claims teams.

Location: Remote (US)

Salary: $211,000 - $287,000

Responsibilities

• Identify medical information relevant for claims and underwriting reviews, provide advanced medical knowledge and training for underwriters and claims examiners
• Provide decisions for underwriting and claims based on solid medical knowledge consistent with current guidelines, demonstrate ability to incorporate new medical knowledge into guideline updates and enhancements, includes advanced proficiency in ECG interpretation
• Keep current with general medical literature, develop subjects of special interest
• Identify relevant medical topics, medical advances and emerging risks, provide concise relevant updates for stakeholders
• Continue to develop business acumen, be proactive in identifying medical and underwriting-related opportunities and trends, contribute to fair risk assessment initiatives
• Ability and enthusiasm for teaching underwriters on medical topics, and engage with them through case discussions
• Be visibly involved in the insurance medicine community and complete AAIM Diplomate Board of Insurance Medicine (DBIM) certification

Requirements

• MD or DO with 5+ years clinical experience
• Proven ability to communicate clearly, respectfully, and effectively across disciplines, including with underwriting, legal, and business teams
• Demonstrated ability to work collaboratively in a team-based environment, valuing diverse expertise and perspectives while maintaining professionalism and mutual respect

Benefits

• Paid time off: flexibility for associates to take meaningful time away, additional PTO for longer service
• Leave programs for parental, caregiver, bereavement, and military leave
• Nine company paid holidays
• Company-funded pension plan and 401(k) with company contributions up to 10% of eligible earnings
• Health insurance including medical, dental, and vision coverage from day one
• Volunteer time and community support programs
• Associate Resource Groups focusing on mental wellness, pride, young professionals, multicultural, women and allies, and service members

Additional Information

• The role is fully remote with travel to St. Paul, MN at least twice annually.
• The position is at 0.8–1.0 FTE (32–40 hours/week).
• The estimated base pay range is $211,000 - $287,000, with potential for performance-based incentives.
• The candidate should be involved in insurance medicine community and pursue AAIM Diplomate Board of Insurance Medicine (DBIM) certification.